Algarve

Loule (Sao Clemente) | Algarve

Where Privacy

Meets Prestige

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Portugal Property Hub Unip LDA

Presented At

€745,000

Bedrooms

Bathrooms

Living

1,400

SQM

Algarve, Loule (Sao Clemente), Algarve, Portugal. - Photo 1

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Algarve, Loule (Sao Clemente), Algarve, Portugal. - Photo 7

Algarve, Loule (Sao Clemente), Algarve, Portugal. - Photo 8

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Algarve

Loule (Sao Clemente) | Algarve

Algarve, Loule (Sao Clemente), Algarve, Portugal. , Loule (Sao Clemente) , Algarve

2-Bedroom Quinta with Sea Views with Approved Project

Welcome to your dream retreat in the heart of Vale Formosa Loulé, Portugal. This charming villa, located in a picturesque setting, boasts breathtaking sea and countryside views that will capture your heart the moment you arrive. With an existing villa of 2 bedrooms and 3 bathrooms, and agreed project to turn this property into a 4 bed dream home with pool, this property offers endless opportunities for customization. The open floor plan and large windows create a bright and airy atmosphere, perfect for entertaining guests or simply enjoying the tranquility of your surroundings. Don't miss out on this rare opportunity to own a piece of paradise in Vale Formosa.Live in it or rent it out while the build is under way. This is a great opportunity with a sea view in a very sought after areaWhy you should work with Portugal Property Hub (PPH)We know, there are so many estate agencies out there for you to choose from, but if you are reading this then you are lucky enough to have found us and here is why you should choose us to help you find your property in Portugal.

We believe that no other agency offers such a personal service and is so trusted by buyers and sellers alike.
We pride ourselves on the reputation we have built as a genuine, open and hardworking agency.
We will always provide honest and straightforward advice.
With many years of experience, we provide excellent service to each and every client.
Our level of customer service is excellent and is something that all our clients comment on.
No one does it better: We strive to deliver a top
Our dedicated staff know their market and roles inside and out.
Our biggest accomplishments, and when we are most happy, are when we are matching buyers to their perfect properties.
Not only are we extremely knowledgeable and well

Gallery

3D Street View Tour

Property Location

Algarve, Loule (Sao Clemente), Algarve, Portugal., Loule (Sao Clemente) Algarve

Local Weather & Climate

Loule (Sao Clemente), Algarve

Current Conditions Updated recently

55 °F

Scattered clouds

Feels Like 53°F

Humidity 58%

Wind 21 mph

Visibility 6.2 mi

Sunrise 7:40 AM

Sunset 5:47 PM

5-Day Forecast

Sat 24 Jan

Clouds

High 54°

Low 51°

Sun 25 Jan

Rain

High 58°

Low 48°

Mon 26 Jan

Rain

High 60°

Low 58°

Tue 27 Jan

Rain

High 59°

Low 49°

Wed 28 Jan

Rain

High 60°

Low 49°

Annual Climate Based on last 12 months

56° Avg Low

Jan

74° Avg High

Jul

116 Rainy Days

per year

Arid

Semi-Arid

Moderate

Wet

36.6" Annual Rainfall

Semi-Arid climate

❄

1 Snow Days

per year

Monthly Temperatures

Jan

58°

45°

Feb

62°

49°

Mar

65°

50°

Apr

71°

53°

May

75°

57°

Jun

86°

65°

Jul

91°

67°

Aug

88°

66°

Sep

90°

68°

Oct

78°

59°

Nov

65°

51°

Dec

59°

46°

Data from OpenWeatherMap & Open-Meteo

Walkability & Transit Scores

How easy is it to get around Loule (Sao Clemente)?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

Home Price

€

Down Payment

€100,000

Interest Rate

Loan Term

Estimated Monthly Payment $3,160

Monthly Payment Breakdown

Principal & Interest $2,528

Loan Amount $400,000

Total Interest $337,621

Total Cost $737,621

Potential Tax Benefits (Portugal)

€0 Est. First Year Interest Deduction

€0 Est. Annual Tax Savings

*Maximum annual deduction is €296. Property must be permanent residence. Phasing out for higher incomes.

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Important Information

This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.
Tax benefit calculations are simplified estimates based on general assumptions for Portugal. Actual deductions depend on your specific tax situation, filing status, and current tax laws.
Tax Year Information: Tax data shown is based on Portugal tax year 2025 (fiscal year: January-December). Tax laws change frequently and may have been amended since this data was compiled.

Tax Information Disclaimer

The tax benefit information displayed on this page is provided for general informational and educational purposes only. This information:

Does not constitute tax advice and should not be relied upon as such. Tax laws are complex and vary by jurisdiction, individual circumstances, and are subject to change without notice.
May not be current or accurate for your specific situation. Tax rules are updated frequently by governments, and the information shown may not reflect the most recent changes.
Uses simplified assumptions that may not apply to your circumstances, including filing status, total income, other deductions, alternative minimum tax considerations, and local tax variations.
Should not be used as the basis for any tax planning decisions or financial strategies without consulting a qualified tax professional licensed in your jurisdiction.

Before making any decisions based on potential tax benefits, you should consult with a qualified tax advisor, certified public accountant (CPA), or licensed tax professional who can evaluate your specific circumstances and provide advice tailored to your situation.

Limitation of Liability: By using this calculator, you acknowledge that all results are approximations and should not be relied upon for financial, legal, or tax decisions. openluxe, its affiliates, officers, directors, employees, and agents expressly disclaim all liability for any damages, losses, or consequences arising from the use of or reliance on this calculator or the information provided herein. openluxe is not a lender, financial advisor, or tax professional and does not provide mortgage loans, financial advice, or tax advice. Use of this calculator does not create any professional relationship.

$745,000

Algarve, Loule (Sao Clemente), Algarve, Portugal.

Loule (Sao Clemente), Algarve

2 Beds 3 Baths 1,400 Sqft

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Market Opinion

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Our perspective on current market conditions in Loule (Sao Clemente). For informational purposes only — always consult a licensed real estate professional before making decisions.

Market Analysis

International luxury real estate typically appreciates steadily over time.

Buyer Score

Estimated regional appreciation: 4% annually

Ultra-luxury properties tend to be more resilient during market downturns

Future Value & Wealth Building

Starting investment: $74,500,000 20% down ($14,900,000)

Investment Perspective

$1 → $1.36

Every dollar invested today could become $1.36 in 10 years

$100 → 136 $1,000 → $1,362

$6,402/day

Your home may appreciate while you sleep

$44,935/week $194,720/mo $2,336,645/yr

$100K Investment Comparison (10 Years)

Real Estate (Leveraged)

$281K

S&P 500 Index

$259K

High-Yield Savings

$155K

Real estate leverage: potential 8% advantage over stocks

-$41.0M

+$58.2M

$58.2M Potential Equity

vs $41.0M lost to rent over 10 years

$14.9M Down Payment Growth

3.9x

10yr

$58.2M

8.1x

20yr

$120.4M

12.6x

30yr

$188.2M

Wealth Comparison

×448

Equivalent to 448 average US homes

top 5%

US household wealth ranking

Median: $193K Yours: $188.2M

Time to Double Your Investment (accounting for market cycles)

42.4

years

Conservative

1.65% effective/yr

22.4

years

Market-Based

3.14% effective/yr

15.3

years

Optimistic

4.62% effective/yr

Projected Home Values (adjusted for market cycles)

10 Years

Conservative $87.7M +18%

Market $101.5M +36%

Optimistic $117.1M +57%

$58.2M est. equity

20 Years

Conservative $103.3M +39%

Market $138.2M +85%

Optimistic $184.0M +147%

$120.4M est. equity

30 Years

Conservative $121.7M +63%

Market $188.2M +153%

Optimistic $289.1M +288%

$188.2M est. equity

These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Important Disclaimer

The information presented in this Market Opportunity Opinion is provided for informational and educational purposes only and should not be construed as financial, investment, legal, or real estate advice. This analysis represents our opinion based on publicly available data and should not be relied upon as the sole basis for any real estate or investment decision.

No Guarantee of Accuracy: While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or suitability of the data, projections, or analysis contained herein. Market conditions can change rapidly and unpredictably.

Not Professional Advice: This content does not constitute professional real estate, financial, or investment advice. We strongly recommend consulting with qualified professionals—including licensed real estate agents, financial advisors, attorneys, and tax professionals—before making any real estate or investment decisions.

Past Performance Disclaimer: Historical data and trends presented do not guarantee future results. Real estate markets are subject to numerous factors beyond the scope of this analysis, including economic conditions, interest rates, local regulations, and unforeseen events.

By viewing this information, you acknowledge that you understand these limitations and agree that the property owner, listing agent, brokerage, and platform providers shall not be held liable for any decisions made based on this analysis.

Data from World Bank and regional real estate market research | Estimates based on historical appreciation trends

Frequently Asked Questions

Common questions about this property

How many bedrooms and bathrooms does Algarve, Loule (Sao Clemente), Algarve, Portugal have?

This house at Algarve, Loule (Sao Clemente), Algarve, Portugal features 2 bedrooms and 3 bathrooms with 1,400 square feet of living space.

What is the size of Algarve, Loule (Sao Clemente), Algarve, Portugal?

This property offers 1,400 square feet of living space.

What is the listing price for Algarve, Loule (Sao Clemente), Algarve, Portugal?

This property is listed at $74,500,000, which equals $53214 per square foot.

Is now a good time to buy a home in Loule (Sao Clemente)?

Based on current market indicators, Loule (Sao Clemente) shows an active market. The market opportunity score is 65 out of 100, reflecting factors like price trends, inventory levels, and days on market.

What is the climate like in Loule (Sao Clemente)?

Loule (Sao Clemente) features a pleasant climate. Average temperatures range from 56°F in winter to 74°F in summer. The area receives approximately 36.6 inches of precipitation annually. There are about 116 days with rain throughout the year. Expect around 1 days with snow. This climate information can help you plan for seasonal activities and energy costs.

What are the best months to visit or move to Loule (Sao Clemente)?

Loule (Sao Clemente) tends to be warmest in Jul and coldest in Jan. The shoulder seasons of spring and fall often offer the most comfortable weather for moving and outdoor activities.

What type of property is Algarve, Loule (Sao Clemente), Algarve, Portugal?

This is a house located in Loule (Sao Clemente), Algarve. The property is situated in an established neighborhood with convenient access to local amenities and services.